Todd Lubar Supports Entrepreneurs Accomplish their Goals

Todd Lubar is a successful entrepreneur who has contributed greatly to the development of several industries including real estate development. After graduating from college, Todd joined Crestar Mortgage Corporation which he served for around 5 years. He later moved to Legacy Financial group where he helped the company expand its production unit to $100 million a year in loan volume.

In 2003, Lubar launched Charter Funding, a subsidiary of one of the US’s largest private mortgage companies. He later accepted a job at Legendary Investments as the company’s Senior Vice President in 2005. While at Legendary Investments, Todd Lubar created the Legendary Financial LLC. He is currently the President of TDL Global Ventures and Legendary Investments’ Senior Vice President.

As explained by Lubar, his passion for assisting people to achieve their dreams inspired him to establish TDL Global Ventures. He identifies factors that prevent people from getting approval for loans as a great hindrance to success. Todd’s idea was to create a program that clears such obstacles and help individuals get what they seek.

According to Todd Lubar, selecting individuals who are determined to achieve their goals has contributed to the productivity of his firm. He believes that his experience and expertise in finance and real estate has enabled him to identify such individuals. This way, he has always earned profitable results at TDL Global Ventures through mortgage and banking.

Todd Lubar’s advice to entrepreneurs is to never lose motivation whenever they fall. Instead, they should bounce back and confront the task with a different approach. He says that his practice of paying attention to every single aspect at every level of his company has contributed to his success. According to Todd, his most satisfying moments is when he makes a client contented by helping them build their businesses from scratch.

Lubar graduated from Syracuse University in 1995 with a B.A in speech and communication. Besides his focus on mortgage banking, he also owned other companies in other industries, including demolition, entertainment, and recycling industry. He believes that a culture of open communication and trust in a company gives people the opportunity to express ideas and opinions freely. Due to his contribution to the industry, Todd Lubar has repeatedly been named consecutively among the top 25 country’s mortgage originators. You can follow him on Twitter

Click here: https://about.me/todd_lubar

New Chairman Of The Board Luiz Carlos Trabuco Cappi Wants To Increase Bradesco’s Efficiency And Maintain Profitability

Some Brazilians never thought they would see the day when interest rates would drop below a double-digit figure. But that day is here. Brazil’s Central Bank cut interest rates to seven percent at the last meeting, and the wave of emotion that hit the largest economy in South America was a sign that the country is finally coming out of a brutal recession. Banks in Brazil are preparing for a loan rush, but Brazilian banks are picky when it comes to lending money. The only way to get a loan is to have the money to pay it back, and most Brazilians don’t meet that requirement.

Brazilian banks want a guarantee, and the typical Brazilian can’t guarantee anything because of government policies with excessive red tape and unattainable requirements. The banks like to protect their assets, and making loans is not on the protection list, according to CEO and the new Chairman of Bradesco Luiz Carlos Trabuco Cappi.

Luiz Carlos Trabuco Cappi is a banker who understands the plight of typical Brazilians. Cappi tries to offer those people services that will help them survive. Trabuco Cappi believes online banking services will help Brazilians be more fiscally responsible. But he’s not in a position to lower the loan requirements for people who don’t have liquid assets in their financial portfolios. Cappi is not alone when it comes to strict loan requirements. But he is alone when it comes to offering programs that help people control their spending. Bradesco has several programs that give Brazilians a chance to save so they will be candidates for a personal loan in the future.

Bradesco is a people’s bank. The bank has thousands of bank branches and thousands of service centers and ATMs around the country. Bradesco’s main competitor, Itaú, is not as consumer friendly, so Bradesco has a shot at becoming the premier people’s bank in Brazil. But in order to reach that goal, Cappi will have to pick a new CEO to take his place. Lázaro de Mello Brandão, the Brazilian banking icon, is turning the keys to the boardroom over to Cappi, as he makes arrangements to retire. Brandão is leaving a bank that gave him a reason to wake up every morning for the last 74 years.

Mr. Brandão was bank founder Amador Aguiar’s successor. Brandão gets the credit for making Bradesco the thriving multi-faceted bank it is today. Amador Aguiar was around when Cappi came on board in 1969. Amador Aguiar was an avid supporter of Cappi, even though Luiz was a philosophy and psychology major with no formal financial training. Cappi didn’t need that training. He’s a fast learner and a competent manager, and his 48-year bank service record proves he has innate banking skills that other bankers don’t have.

Cappi’s main task now is to find his successor. There are seven candidates, and they are current Bradesco executives. All seven work with Cappi, but each man is responsible for different bank sectors. Mauricio Machado de Minas heads the IT division, and Alexandre da Silva Glüher is the risk manager. Andre Cano is the bank’s human resource director, and Josué Augusto Pancini is in charge of bank operations. Investment head, Domingos Figueiredo Abreu is on the list, and so is loan officer Marcelo Noronha. Some employees like Octavio de Lazari because he is the president of Seguros. Seguros is the bank’s profitable insurance division. Octavio de Lazari has a proven track record when it comes to producing net income, so he might be the candidate Cappi wants by his side. Cappi was a Seguros president from 2003 to 2009.

Search more about Luiz Carlos Trabuco Cappi: https://g1.globo.com/economia/negocios/noticia/lazaro-brandao-renuncia-ao-conselho-de-administracao-do-bradesco.ghtml

The life of Dick DeVos and his philanthropic deeds

Dick DeVos was born on 21st October 1955 and brought up in Grand Rapids, Michigan. He enrolled for his education at Forest Hills Public School. After finishing his studies, he started participating actively in the family business, which is the Amway Company. At his tender age together with his brother were assigned to be ushering guests at the company’s convention and also help in clearing plates and accompanying guests to their tables. He eventually evolved to public speaking that played a significant role in his development of communication skills.

 

In college, he graduated with a bachelor’s degree in Business Administration from Northwood University. After finishing his degree at Northwood, he enrolled in classes at Harvard Business School as well as Wharton School’s Executive Study programs. Through his handwork and perseverance, he received an honorary Doctorates degree from Grove City College, located at Central Michigan University and Northwood University. He was also awarded an Alumni Recognition from Northwood University.

 

Dick DeVos is a celebrated Entrepreneur and a successful author based in Michigan. He is the son of Richard DeVos who was the Co-founder of Amway, and he was named the CEO of the company from 1992 to the year 2002. After running the business as the CEO of the company for a while, he decided to vie for Michigan Governorship in the year 2006, which he lost to Jennifer Granholm. In the year 2012 when Dick contended for govern ship, Forbes Magazine named his father among the top 100 wealthiest people in America where he had a total net worth of $5.1 Billion.

 

Throughout his professional career, he has made generous donations to political causes together with his wife Betsy DeVos, who is a former chairperson of Michigan Republican Party and current Secretary of Education. He had his wife have made contributions to charities and foundations to make education better in the United States, which nearly total to $139 million.

 

For years, the Devos family has played a significant role in Republic politics, starting with Richard Devos; Dick’s father. A big emphasize of their philanthropic deeds has been in education, with nearly $3 million donated towards school programs in the year 2015. He is the president and founder of an organization called Dick and Betsy DeVos Family Foundation together with his wife. Their foundation contributed $35,000 to organizations that advocate for educational reforms in various parts of the globe.

 

Dick and his wife Betsy sit in the board of the West Michigan Aviation Academy, the premier aviation-themed charter school In the U.S. West Michigan Academy has around 86 percent in graduation rating, with majority of the students coming from low-income families. They couple has also made sizable giving on institutions that support Arts and Culture.

 

In the year 2006, they gave out $12.5 million to aid the construction of a children’s hospital. The Spectrum Health System hospital has helped improve children’s medical care in the U.S.

 

Visit http://www.dbdvfoundation.org/about to learn more.